Description: Chapter 4 review the evolution of the health care system in Canada, and how an aging population will create cost-escalation pressures on the health care system. The chapter does not address issues concerning the efficiency and efficacy of the present health care system. From Economic Security for an Aging Canadian Population, M-RS99-2.

Description: This paper models the extent of the tax dollars being lost by the government today because of Qualified Pension Plans and IRAs, and then goes on to project the extra revenue that will accrue to the government from these same pension plans when the baby boomers retire.

Description: These are the Discussant Comments for the Pensions and Longevity Risk Session 5B of the January 13-15, 2020 Living to 100 Symposium in Orlando, Florida.

Description: Chapter 3 analyzes the sources of retirement income security within a system of three interdependent tiers of support: government, employer, and individual. Further, this chapter proposes that these three are part of a larger wealth transfer mechanism including other systems such a s health care and employment insurance. From Economic Security for an Aging Canadian Population, M-RS99-2.

Description: Chapter 7 analyzes the demographic variables that could have an effect on the future costs of social security, and then discusses a wealth-transfer model that could be used to stabilize the financing of Canada's total social security system and that would also lower the ultimate cost of Canada's retirement income security programs. From Economic Security for an Aging Canadian Population, M-RS99-2.

Description: Chapter 2 examines the interdependence and interconnectedness of demographic,, economic, and political factors that are driving the move for reforms in the Canadian pension system. The chapter also examines economic patterns among Canadian elderly. From Economic Security for an Aging Canadian Population, M-RS99-2.

Description: This paper explores a range of public policy issues stemming from proposals to introduce some form of defined contribution system into Social Security in the U. S. and Canada. From In Defense of Pay-as-You-Go Paygo Financing of Social Security, M-RS99-1.

Description: This paper explores the relationship between the Wealth Transfer Index WTI and retirement age, which is the age at which the workers in an economy cease to be economically productive.

Description: Chapter 6 examines the freezing of the Year's Basic Exemption YBE at $3500. While this reform seems small and is subtle, the importance of this change is discussed in detail. It is shown that this change saves the system little money but threatens the progressivity of the retirement income benefit within C/QPP. From Economic Security for an Aging Canadian Population, M-RS99-2.

Description: This paper examines the growing trend toward phased retirement in which workers move slowly into full-time leisure, and then the paper suggests alternative pension designs to accommodate the trend. From Retirement Needs Framework, M-RS00-1.